Synovus Financial Corp. is a financial services company and a registered bank holding company headquartered in Columbus, Georgia, with approximately $60 billion in assets. We provide commercial and consumer banking in addition to a full suite of specialized products and services including wealth services, treasury management, mortgage services, premium finance, asset-based lending, structured lending, capital markets, and international banking to our customers through our wholly-owned subsidiary bank, Synovus Bank.

Synovus Bank is chartered in Georgia and operates primarily throughout Alabama, Florida, Georgia, South Carolina and Tennessee. Synovus Bank offers commercial banking services and consumer services. Our commercial banking services include commercial, financial, and real estate lending, treasury management, asset management, capital markets services, and institutional trust services. Our consumer banking services include accepting customary types of demand and savings deposits accounts; mortgage, installment, and other consumer loans; investment and brokerage services; safe deposit services; automated banking services; automated fund transfers; internet-based banking services; and bank credit and debit card services, including Visa and MasterCard services.

In addition to our banking operations, we provide various other financial services to our clients through the following direct and indirect wholly-owned non-bank subsidiaries or divisions:

• Synovus Securities, headquartered in Columbus, Georgia, which specializes in professional portfolio management for fixed-income securities, investment banking, the execution of securities transactions as a broker/dealer, asset management and financial planning services, and the provision of individual investment advice on equity and other securities.

• Synovus Trust, headquartered in Columbus, Georgia, which provides trust services, asset management, and financial planning services.

• Synovus Mortgage, headquartered in Birmingham, Alabama, which offers mortgage services.

• Creative Financial Group, headquartered in Atlanta, Georgia, which provides planning and investment advisory services.

• Synovus Life Finance, an Atlanta-based life insurance premium finance lender.